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Scams

The $3.95 Text Isn't About $3.95

1:09 · 2026-10-11

Fake delivery and unpaid-toll texts ask for a tiny fee because small amounts lower scrutiny; paying captures your full card details and confirms your number is active and responsive, making you a target for more fraud.

The useful part

Judge it by the link.

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Sources behind this episode

  • peer-reviewed experimental studyUnrealistic Promises and Urgent Wording Differently Affect Suspicion of Phishing and Legitimate EmailsTornblad, Armstrong, Jones, and Siami Namin, Proceedings of the HFES 65th International Annual Meeting, 2021
  • security industry reportingPhishing texts trick Apple iMessage users into disabling protectionBleepingComputer, January 2025
  • official consumer guidanceGot a text about unpaid tolls? It's probably a scamFTC Consumer Alert, January 2025
  • official government data reportTop text scams of 2024FTC Data Spotlight, April 14, 2025
  • official law-enforcement advisorySmishing Scam Regarding Debt for Road Toll ServicesFBI IC3 PSA I-041224-PSA, April 12, 2024

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